All American Benefits Network
‘A tradition of savings and service’



Supplementing RUIA benefits with additional coverage might protect you against financial hardship! See for yourself...

Summary of Benefits American General CNA Reliastar
Monthly Benefit Percentage 50% 60% 60%
Maximum Monthly Benefit $2000 Plus RUIA $3000 max including any RUIA $3000 max including any RUIA
Railroad Unemployment Insurance Act (RUIA) None Integrates with any $ from RUIA Integrates with any $ from RUIA
Elimination Period 15 days 30 days 30 days
Benefit Duration 1 year 1 or 2 year 2 year
Waiver of premium while receiving benefits Yes Yes Yes
Pre-Existing Condition Exclusion 3 mos-12 mos 3 mos-12 mos 12mos-12mos
24 Hour Coverage/ On or Off Job Yes Yes Yes
Survivor benefits if you die while disabled 3x last monthly benefit paid information not provided 3 x last monthly benefit paid
Recurrent Disability Yes Yes Information not provided

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